|
|
|
« Back to Articles |
|
Article 1 of 1 in Insurance Contract |
All about the declarations page in your insurance contract |
 |
The declarations page is the front page and an overview of your insurance policy. It lists the name of your insurance company, your policy number, your coverage, the cost of the coverage, any policy forms or endorsements (additional and supplemental coverages included with the policy) and your deductibles. It also lists the vehicles insured on the policy as well as the vehicle’s identification numbers (VINs).
Review your declarations page at once. It is important to review your declarations page carefully to make certain that the information is correct and to contact your agent to make any changes. Most savvy consumers realize that sometimes the price or coverage you were quoted is not the same as what gets put into the contract. Therefore, the time to review this information is when you receive the policy. While you may have requested liability coverage of 40/80/20, if the declarations page reads 30/40/10, THAT’S what you will get. Don’t rely on phone conversations or emails – look at what is in writing to insure that you adequately covered.
Policy renewal. Consumers should be aware that some insurers do not send an entirely complete policy upon renewal; you may only receive the declarations page. This usually only happens when your coverage amounts have not changed – although your premiums usually will. If you’d like to have the complete policy, contact your insurer and have them send it to you. If you’re ok with just receiving a new declarations page, save your most recent complete policy for reference.
For more help on types of auto insurance coverage, go to the Free Advice Auto Insurance Center. For information about insurance law, check out the Free Advice Insurance Law FAQs. |
« Back to Articles |
|
|
|
|
|
|
Auto Insurance Center
Auto | Homeowners/Renters | Health | Life | Site Map | Privacy Policy | Media | About Us | Contact Us