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Article 4 of 4 in Life Insurance Articles |
Life expectancy calculators |
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What is YOUR life expectancy? Are there any actions can you take to increase your life expectancy?
Although it is impossible to predict how long any one person will actually live, for decades actuaries and statisticians have been tracking average life expectancy and the factors that tend to increase or decrease life expectancy.
Some of the most important factors that influence life expectancy are beyond our control. Our sex and genetic make-up are key factors in predicting longevity. Other factors that influence life expectancy are within our ability to change.
Whether or not we smoke, what and how much we eat, how much we exercise, if we engage certain sports (such as mountain climbing, scuba) and activities (piloting private aircraft), our driving habits, the extent to which we use alcohol and drugs, are factors that all can have some significant influence on life expectancy.
Several University of Pennsylvania faculty members ( Dean P. Foster, Choong Tze Chua, and Lyle H. Ungar) have created a version of a “Life Expectancy Calculator” that uses statistical data to customize a prediction of life expectancy for numerous individuals, according to their own individual risk profiles. There are some factors that are fixed for any given individual (including year of birth or race), and other factors that can be changed (such as health habits). FreeAdvice.com, in conjunction with the Editors of the Advice & Counsel Newsletter, are pleased to make this available to you. You are welcome to try it out. For the Longevity calculator go to:
When you have completed the questionnaire, check out the impact that even small changes in your habits can potentially have on your life expectancy. |
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