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Q&As
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Overview
What is trip insurance?
What is travel insurance?
Why would I need trip or travel insurance?
What kind of coverage are included in travel insurance?
What is not covered?
What is coverage for medical evacuation or repatriation?
Do I need something other than my normal health insurance plan for traveling outside the U.S.?
If I plan a foreign trip how can I find out how good medical facilities are in the area I will be visiting?
Does medicare reimburse medical expenses incurred on a trip abroad?
What types of supplemental health insurance coverage could I buy?
What benefits is gained by purchasing trip insurance?
Are pre-existing conditions a problem?
If I go glacier skiing and hang gliding will it affect my travel coverage?
Can I buy travel insurance that will provide assistance with travel problems?
How much does travel insurance cost?
Isn’t travel insurance an unnecessary expense? Do many people actually get paid for their claims?
What are some reasons for canceling my trip that would generally be covered under airline trip cancellation coverage?
Should I buy travel coverage from the trip company or from a third party travel insurer?
When will benefits not be payable?
When should I buy the coverage? As soon as possible, Or shortly before the trip?
If I am planning to make several trips in the next year should I buy coverage each time?
I am a student on a limited budget. What coverage should I buy for a spring vacation? Or, For my study abroad?
What does airline trip interruption coverage protect me from?
What does airline travel delay insurance cover?
What does airline baggage delay insurance cover?
What does airline baggage delay insurance not cover?
How can I be sure what is covered?
The travel insurance brochure has somewhat different descriptions of the conditions and benefits from the policy. Which should I believe?
If I plan my trip myself will I be able to buy travel insurance?
What should I do if I get my travel insurance policy and then decide it is not right for me?
Where do I go to resolve disputes with my travel insurance company?
If I pay a nonrefundable fee for a hotel but my doctor diagnosed me as having a serious illness shouldn’t the hotel be willing to refund my money?
What is flight insurance?
Is any travel or flight coverage available for free?
Do I need to buy insurance coverage when I rent a car?
What if I have personal items stolen while on vacation?
What travel insurance should I get for a cruise?
I sometimes fantasize about getting out of the rat race and moving on board a cruise ship or ocean liner permanently. What advice do you have for me?
What if a cruise itinerary is changed and I don’t get everything I paid for?
Is travel insurance from a specific provider uniform from state to state?
I was advised to be careful about the distinction between “trip cancellation insurance” and “comprehensive travel insurance, Including trip-interruption coverage”?
I haven’t been able to get a satisfactory settlement of my claim from travel insurance. Should I accept what they tell me or continue to pursue my point?
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