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Liability Coverages

What are the basic types of auto insurance coverage?
What is the difference between "split-limit" liability car coverage and "single-limit" liability car coverage?
What is the difference between uninsured and underinsured motorist coverages?
Does property damage coverage fix my vehicle if the other driver is at fault and has no car insurance?
My car is old, And not worth much—do I need collision coverage?
Can I add insurance coverage for a motorcycle to my auto policy?
Does bodily injury damage coverage apply even if I drive someone else’s automobile?
Does my bodily injury coverage cover me while I am a passenger in someone else’s car?
Does bodily injury liability apply to me if I suffer an injury as a pedestrian in an accident involving a car?
If I already have health insurance, Do I need to carry medical payments insurance on my auto policy?
What is no fault car insurance?
May I sue for damages caused in a car accident in a no-fault state?
What is a dollar threshold for no fault?
What is a verbal threshold?
How is the deductible for comprehensive or collision coverage applied?
Will my auto liability policy cover the driving of an exchange student?
I financed my car through a bank and at that time could not afford comprehensive and collison coverage. The bank secured coverage on my vehicle. Can they do this?
Does collision and comprehensive cover mechanical breakdown or normal wear and tear?
Will my personal car insurance policy provide coverage if I use my vehicle for business purposes?
What does rental reimbursement insurance provide?
Does rental reimbursement provide coverage if I take my car to a shop for mechanical repairs?
Does my car insurance policy pay for damage to a rental car?
Rental car companies sell collision damage waiver (cdw) coverage which shifts liability for collision damage from the person renting the car to the car rental company. Should I buy that coverage when I rent a car?
I do not own a car, But occasionally rent one for my vacation. Do I need to purchase cdw coverage?
Who pays for the rental car while my car is in the body shop?
Will my policy provide coverage if my teenage son, Who does not have a license yet, Or a relative from out of town, Drives my car and has an accident?
If I go on vacation and rent a vehicle, Does my auto insurance policy provide coverage when I drive the rental car?
What happens if I am driving someone else’s car and become involved in an accident?
If I rent a truck to move my pesonal property, Will my car insurance policy provide any coverage for the rental truck?
Can I get liability insurance if I don’t have a car?
When I buy an additional car, Is it automatically covered by my car insurance policy?
I’m enlisting in the military after high school. Does my california car insurance policy still cover me if i’m stationed in another state?
Does my auto liability cover another driver doing something criminally wrong when the damage or injury occurs, Such as stealing a car and wrecking it?
My former spouse and I have joint custody of our teenage son who will be getting his driver’s license in two months. Who carries the car insurance policy on our son: his household or mine?
My son has left for college. Do I still have to include him on my policy?
Can my daughter or son, Covered under my auto policy, Drive someone else’s car and still be covered under my policy?
What kind of car insurance do I need for a leased car?
What is gap insurance?
Will my car insurance policy pay for a rental car for me if my car is stolen?
If I lend my car to a friend, Is he or she covered by my car insurance policy?
If I drive through a state that has no fault or has higher coverage requirements than my state, Am I covered?
Is my personal auto policy good if I drive to Canada or Mexico?
Am I covered if I use my car in a car pool?
In buying or leasing a new car, How can I be confident I will be able to insure it?

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How do I go about making a demand for settlement of my son’s accident claim after he was hit by a car while riding his bicycle?


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