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Basics

Typical Health Care Features

Health Insurance Purchase Considerations

Employer-Sponsored Group Policies

Does my employer have to provide health care coverage?
What kind of health insurance might be offered through my employer?
Will it cost me anything?
My employer has a self-insured health insurance plan. What does this mean and is this a good deal for me?
My employer gives its employees each a medical savings account to pay for health insurance. What can I do with this fund?
Can you help me understand the cafeteria plan my employer offers?
Doesn’t my employer have to cover my spouse and children under my health plan?
I have health coverage through my employer but i’m leaving my job soon. Though I like my current coverage, I cannot carry it from job to job. What are my options?
What’s the situation with a spouse or child?
When does coverage end?
Since I work for a company that has less than 20 employees, Cobra is not available. But we do have group coverage. What are my options?
I’m also leaving my job where I have health coverage, But I have a pre-existing condition. What are my options?

Individual Health Care Policies

Managed Care: HMOS, PPOS, POS, And EPO

There are so many different health plans out there. What does all those letters – HMO, PPO, POS, Etc.—mean?

Medicare, Medicaid And Medigaps (Medsupp)

What’s the difference?

Federal Laws Affecting Health Insurance

Underwriting Policies

What determines the cost of a health policy?

Insurance Coverage And Major Disease, Illness, Substance Abuse, And AIDS/HIV

Collecting Claims, Dispute Resolution And Denials

Glossary Of Health Insurance Words And Phases

Glossary of health insurance words and phrases


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