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Basics
What is the basic difference between individual and group health insurance coverages?
What types of individual health insurance policies are available?
What types of group health insurance coverages are available?
How can I get health coverage?
What’s the difference between primary and secondary coverages?
Ways health insurance companies can mess with you
More ways health insurance companies can mess with you
Typical Health Care Features
What services and items might be paid for under my health insurance?
What kind of exclusions and limitations might be in my health plan?
What are some common cost-containment procedures used by insurance companies?
What is the coinsurance clause in medical expense plans and how does it work?
What is the difference between coinsurance and copayment?
Health Insurance Purchase Considerations
What will determine my insurance premium?
What variables will affect my insurance premium?
Ways health insurance companies can use advertising to mess with you
More ways health insurance companies can use advertising to mess with you
Employer-Sponsored Group Policies
Does my employer have to provide health care coverage?
What kind of health insurance might be offered through my employer?
Will it cost me anything?
My employer has a self-insured health insurance plan. What does this mean and is this a good deal for me?
My employer gives its employees each a medical savings account to pay for health insurance. What can I do with this fund?
Can you help me understand the cafeteria plan my employer offers?
Doesn’t my employer have to cover my spouse and children under my health plan?
I have health coverage through my employer but i’m leaving my job soon. Though I like my current coverage, I cannot carry it from job to job. What are my options?
What’s the situation with a spouse or child?
When does coverage end?
Since I work for a company that has less than 20 employees, Cobra is not available. But we do have group coverage. What are my options?
I’m also leaving my job where I have health coverage, But I have a pre-existing condition. What are my options?
Individual Health Care Policies
My employer does not offer health insurance to its employees. What kinds of individual personal policies are out there?
I don’t want my policy. Can I give it back?
What if I have a medical problem or have had one in the past, How does that affect me for individual coverage?
I am self-employed. Is there a hope to find reasonably priced coverage?
I’m betweeen jobs. What are my insurance options?
I’m vacationing outside the united states for several months. What are my insurance options?
I will be graduating from college soon. What coverage should I be looking at?
Managed Care: HMOS, PPOS, POS, And EPO
There are so many different health plans out there. What does all those letters – HMO, PPO, POS, Etc.—mean?
Medicare, Medicaid And Medigaps (Medsupp)
What’s the difference?
Federal Laws Affecting Health Insurance
I have health coverage through my employer but i’m leaving my job soon. Though I like my current coverage, I cannot carry it from job to job. What are my options?
What’s the situation with a spouse or child?
When does coverage end?
I will be leaving my job where I have health coverage, But I have a pre-existing condition. What are my options?
Underwriting Policies
What determines the cost of a health policy?
Insurance Coverage And Major Disease, Illness, Substance Abuse, And AIDS/HIV
Overview
What about coverage for substance abuse and mental illness?
What factors should I be aware of in selecting coverage?
Collecting Claims, Dispute Resolution And Denials
Can I sue an insurance company or HMO when it has refused to pay for treatment?
My insurance company failed to authorized coverage and treatment. Is there anything I can do?
But my plan is not protected by the state! Who do I appeal to?
How does the health care ombudsman role work?
Ways health insurance companies can mess with your claim for benefits
More ways health insurance companies can mess with your claim for benefits
Glossary Of Health Insurance Words And Phases
Glossary of health insurance words and phrases
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