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Question 4 of 20 in How Much Do I Need? |
What is a “needs analysis”? Do I need one to determine how much life insurance I should have? |
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A “needs analysis” (sometimes called “programming your life insurance”) is a systematic procedure that looks at your overall life insurance and other assets (investments, social security, pension, etc.) as a portfolio and relates those assets to needs that would have to be covered. Some versions of “needs analysis” would also include a review of other types of insurance (car, homeowners, etc.) you have or might need. |
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