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Question 3 of 17 in Types Of Life Insurance Policies |
My insurance agent recommended a term policy. What are some considerations? |
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You need to ask yourself some questions. What is the purpose of the coverage? Is it to cover a temporary need such as a mortgage or income for dependent children? Or are you trying to get the most coverage you can get for the amount of money you have to spend? Do you expect to have much higher income or greatly increased assets in a few years, which would render this coverage no longer necessary? These would be reasons to consider term insurance. |
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