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Question 14 of 17 in Types Of Life Insurance Policies |
I buy no-load funds, Shop at discount stores, And use coupons at the food store. I don’t need a lot of hand-holding. So how can I avoid paying high commissions to buy life insurance? |
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Some companies sell direct (by phone or mail or Internet) and have no agents. Such companies still have marketing expenses. No commissions to agents does not always mean their products will be less expensive. You still need to do your homework. To find the company with the lowest premium for the insurance plan you want, you can contact representatives from several companies or agents that represent numerous companies; check consumer magazines; or use the Internet to get quotes. You can buy insurance right here through this website. |
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