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Question 2 of 4 in Effect Of Age, Sex, Health and Lifestyle |
How might my smoking affect my ability to buy life insurance? |
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If you are a smoker, you should expect to pay a little more for your life insurance than a non-smoker of a similar age and health.
Of course, if you also have a smoking-related medical condition, then the life insurance company would take that into consideration when deciding whether to sell you life insurance and what rate you should be charged.
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