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Question 10 of 13 in Basics

I live in a state where I can elect either no-fault coverage or traditional tort coverage. Which one should I choose?


It depends on how you feel about potentially being unable to sue for pain and suffering damage if you are in an accident (no-fault). Some no-fault states, however, have low thresholds for suing, so, in those states, you may be able to reduce your premiums somewhat without giving up the ability to sue in most accidents.
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