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Question 12 of 17 in How Rates Are Determined

I have not had any accidents or violations, So why do my auto insurance premiums continue to increase?


The costs of buying and repairing cars continue to climb. Insurance companies need to cover those costs. Even if your driving record is unblemished, your rates and those of other drivers will climb to compensate for more and costlier accidents involving others in your state or insured by your carrier.
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