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Question 5 of 13 in Group Or Employer Policies?

My employer's policy's definition of disability does not match mine. Does it make sense to supplement its policy with one of my own?


Probably. Most people are underinsured for disability and could benefit from supplementing their employer-provided coverage. You should study the details of your employer-provided plan and make sure that you design the right kind of supplemental coverage -- appropriate amounts, waiting period, etc.
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