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Question 2 of 3 in Insurance Coverage And Major Disease, Illness, Substance Abuse, And AIDS/HIV |
What about coverage for substance abuse and mental illness? |
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Major medical expense plans also generally provide coverage for treatment of substance abuse (e.g., alcoholism and drug usage) and mental illness. A higher coinsurance percentage (e.g., 50 percent) and a lower lifetime benefit limit (e.g., $25,000 or $50,000) generally applies, however. In addition, the extent of coverage may depend on whether treatment is provided on an in-patient or out-patient basis. |
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