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Question 3 of 3 in Insurance Coverage And Major Disease, Illness, Substance Abuse, And AIDS/HIV |
What factors should I be aware of in selecting coverage? |
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There are several factors of importance when considering the impact of major disease or illness in the selection of health insurance coverage. Some of these factors are:
• Ability to obtain a referral to a Specialist in the field of treatment of the particular disease or illness without difficulty
• The range of allowable prescription medicines for treatment of the disease or illness
• The amount of the annual and lifetime ceiling on claims for services rendered by health care professionals, for prescription medicines and for other medical expenditures
• Whether experimental and trial medical treatments for the particular disease or illness will be covered. |
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