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Question 9 of 11 in How Much Coverage To Buy |
Will my property have to be inspected? |
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Most insurance companies have sufficient data accumulated to avoid the need for an inspection. Unusual situations (such as historic sites), however, may require a visual, on-site inspection before coverage will be provided ("bound") by the insurance company.
With respect to personal property or other special riders, the insurance company may require either an inspection or copies of certified appraisals before coverage will be provided. A diamond, for example, will not be covered for $10,000 unless there is an appraisal done for that amount.
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