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Question 8 of 14 in The Insurance Company |
Does the insurer protect my interests in the event of a lawsuit? |
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The insurance company's "duty to defend" is included as part of your coverage. Should a lawsuit result from an incident covered by your policy, the insurance company will appoint a lawyer to represent you. Often, the attorney hired by the insurance company must be independent from the insurer; in other words, the attorney must act on your behalf and not be an employee of the insurer (so called "Cummis counsel").
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