Company Contact Info: Senior Vice President Jack Hannigan 5600 Beech Tree Lane Caledonia, MI 49316 616-942-3000
Foremost Insurance Reviews and Customer Comments
"We moved and put our small old house 864 sq ft. on the market while empty. My Am. Fam. insurance agent found that Foremost would insure our empty house while it was for sale for 86 per month. She did some checking and thought it would be the best option. I received the first bill for 196.79 to begin the insurace. I had my insurance agent call and was told that this was for 2 months coverage up front plus start up fees. OK...so I paid it. Coverage began Aug. 2 and we got surprise quick offer and sold on Aug. 23. I called to cancel on Aug. 23. I then got another bill in the mail. I called my agent again who called Foremost and was told I needed to sign a cacellation form. I went in to sign it and she sent it in. I then received a cancellation notice that said my policy cancelled Sept. 1 and that I owed an additional 59.21. After MANY calls by my furious agent and finally a 3 way call in late Dec. with my agent myself and Foremost we were able to get the 59.21 removed but NO Refund. Apparently they have some small print burried in thier website that even my professional insurance agent Am Fam. couldn't locate. My agent was SO aploigetic to me and hates Foremost now as do I. She said she will NEVER use them again. DO NOT USE FORMOST KEEP SHOPPING"
"Have had Foremost for a rental property since 2009 and have made zero claims. I received my renewal bill for 2014 and noticed it was 136 more than 2013. I noticed I had lost a 146 discount for Superior Financial Responsibility due to a number of reasons based on their report from Equifax. I ordered a copy of my report to verify and saw my score was still over 800 out of 850 which rates out as very high. Actually higher than it was in 2012. On of the reasons stated was short credit history report shows 19 Yrs 6 mos. Another was too many Installment accounts report shows 1 also was too many recent credit checks report shows 1 in 2013 in August. I then called Foremost to explain this and was blatantly lied to and told that the discount was still there but they dont show it anymore. In no way do I believe they would tout this discount and not list it. I was then told that the reason for the increase was rate hikes for Illinois. a 21% increase just do to the state? No way. You LIE FOREMOST I am done with you. "
"Foremost is evil. "
"I had my Park Model RV insured with Foremost for the past 12 years. This past summer there was a 100 year storm in southern NM and because of the hurricane force winds and heavy rain my RV was heavily flooded. I was at my summer home when that happened so I did not discover the damages which included extreme mold until I arrived at my winter home where all us snowbirds go. I called Foremost and filed a claim. They got an adjuster out in about 4 days he showed up on 10/3/13. He said that the claim would be denied because it was a maintenance issue on the roof which was replaced 4 years ago. I was told by the adjuster that I would receive a letter from him regarding the denial in about 2 weeks. My home and about 75% of the contents were a complete loss. I did not receive that letter and I have been calling and asking for a letter for the past 6 weeks. They won't even talk to me any more. My granddaughter finally called Foremost and they told her that the claim had been closed on 10/2/13 - however the adjuster did not show up until 10/3/13. I have reviewed the 3 whole pages of my policy and can not find any exceptions to anything. I finally called an attorney today. I was told I definitely have a bad faith case against Foremost."