Company Contact Info: Senior Vice President Jack Hannigan 5600 Beech Tree Lane Caledonia, MI 49316 616-942-3000
Foremost Insurance Reviews and Customer Comments
"I had my Park Model RV insured with Foremost for the past 12 years. This past summer there was a 100 year storm in southern NM and because of the hurricane force winds and heavy rain my RV was heavily flooded. I was at my summer home when that happened so I did not discover the damages which included extreme mold until I arrived at my winter home where all us snowbirds go. I called Foremost and filed a claim. They got an adjuster out in about 4 days he showed up on 10/3/13. He said that the claim would be denied because it was a maintenance issue on the roof which was replaced 4 years ago. I was told by the adjuster that I would receive a letter from him regarding the denial in about 2 weeks. My home and about 75% of the contents were a complete loss. I did not receive that letter and I have been calling and asking for a letter for the past 6 weeks. They won't even talk to me any more. My granddaughter finally called Foremost and they told her that the claim had been closed on 10/2/13 - however the adjuster did not show up until 10/3/13. I have reviewed the 3 whole pages of my policy and can not find any exceptions to anything. I finally called an attorney today. I was told I definitely have a bad faith case against Foremost."
"Foremost sent a letter showing me that they are not renewing my homeowner's policy due to 2 claims. One claim was concerning a tree that fell on my metal awning attached to my back porch. The tree fell during a storm. It did not damage the house at all only the metal awning. The other claim involved water damage to my floor from a bursted pipe. Each claim was approx. 3000. I expected that my premium would go up but I did not expect them to drop me. I called and asked if they would reconsider. I told them that the claim involving the tree was due to weather which no one can control not a hurricane or anything just a storm. I let them know that I will agree to a higher premium. They said that still will not renew my policy. I feel that this company was premature in dropping my coverage. Also in doing so they have made it very difficult to find another policy."
"Had damage occur while I was gone on vacation water damage on inside to walls ceiling. Now mold proposes health risk to me. My claim with Winterburn and associates Foremost Insurance was denied for really not a good reason. This was the only insurance available at the time due to stationary travel trailer. Now I am homeless"
"Bought a 04 truck about a month ago... I was going through Foremost for insurance. My truck got stolen a week after I got it while in St. Louis. The cops found my truck less then 38 hours later. Its been a month and I still do not have my truck because my claim adjuster is hard to reach...She said they will not pay for the damage to my stolen truck and is making it sound like its my fault. Do not purchase insurance through them because it'll do absolutely no good..."