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Review: Foremost Insurance |
Comments
These are comments left by site visitors who have completed a survey for this company. The comments are unedited and shown in the order the surveys were received. If you would like to participate, just click the "Take a Survey" button at the end of these comments. |
"Motorcycle insurance through Foremost is FAR more expensive than through other companies, such as GEICO. NOT good. I was able to get a year long policy from GEICO for around $200/year, and it cost me 3 times that at Foremost. A ripoff."
2007-11-13 13:06:26 EST
"very costly, $504 a year for atv,went with geico at $200 a year"
2008-03-24 11:46:49 EST
"Had to involve insurance commisioner to even pay for motorcycle repair. Foremost is representing the uninsured motorist who hit me to 'limit thier losses'. 3 year ordeal and counting."
2008-05-14 18:16:49 EST
"they take toom much time to get all the repairs done..Had to replace two rugs and two vynal floors.. has been 4 months now and still no rugs or flooring..."
2008-05-13 04:42:21 EST
"They found a way not to pay for my claim 2 times. The first time they told me they would not pay unless I kept the heat on all winter in my summer home. This was because they said we did not properly shut down the plumbing. I kept the heat on which cost over $1,000 and there was a power shortage which turned the heat off, then turned it back on after the pipes froze, causing water to flow throughout my entire house. For this I was paid $3,000!"
2008-07-03 13:47:03 EST
"I bought a motorcycle policy, but cancelled it 3 days later when they wanted to add over $800 to my $705 m/c policy due to a prior accident. After cancelling the policy, they kept $205 of my initial payment of $287 for administrative charges ( punishment for cancelling ). Stay far away from this company, read the fine print and read as many reviews ( online ) for any company you're considering... "
2008-08-05 15:17:37 EST
"A flat ripoff. Agents that don't answer calls and accounting practices that are extremely imaginative!"
2008-09-03 00:41:26 EST
"DO NOT USE FOREMOST INSURANCE!!!! THEY ARE CROOKS!!!"
2008-09-10 04:00:58 EST
"Filed a claim after Hurricane Ike. It has been three weeks now and still have not seen an adjuster. I have been told now it will probably be another coule of weeks before they can get to me. RIDICULOUS. These people are a bunch of crooks. They take your money monthly but when it comes time for them to pay you are put on the back burner. "
2008-10-02 14:05:01 EST
"I used them through USAA (an extremely good and powerful company which supports military persons) for a mobile home because USAA would not insure a mobile home.
I had severe rain damage and it took forever (2-3 weeks) to get an adjuster and I still do not have my check. I literally was homeless with two cats. I had to move in with a stranger. The stranger robbed me. The mobile home had severe mold through the damage and I could not go back in.
I am on the phone with them now, the lady is very nice and helpful, but that does not solve my problem of getting my mobile home back to livable standards.
I will be contacting USAA and telling them these negative reports. "
2008-10-17 13:43:55 EST
"Foremost loves the word "denied". They told me that my shed contents were covered the same as the mobile home, but when the shed was illegally entered and personal property stolen I was told I do not have "theft" insurance on the contents of the shed. However, the mobile home DOES have it. I was also asked for photographs and receipts for having a water leak in the kitchen floor repaired although I was "denied" the claim, and was told my Foremost insurance would not be renewed if I did not furnish those items."
2008-10-25 07:57:53 EST
"Ditto all the other complaints. Heed them well. USAA referred me to them. Slow on claims. Agents and adjusters won't speak with you. Have been without rooms and baths for 3 weeks. Found an RV rental that will direct bill them so we have alternative living. Got a check with no back up data. Scary. Won't cash until I confirm it is not final / full release. They are definitely not forthright or transparent. Only method for communication is by fax with no response. Woman who comes in line will tell you what you want to hear with no results. Dept of Ins. really needs to look closely at the unfair claims practices. This is a company on the verge of being taken over by the DOI."
2008-11-03 10:49:11 EST
"Fire started in wiring near heat pump air handler unit. Everyone I talked to in the company gave me a different story. Originally told verbally living expenses are covered--answered questions and got specific verbal approval for motel at x dollars a night, food, additional travel expense, etc. Then after making these expenditures, reimbursement was denied. Showed log of conversations agreeing to cover this portion of the claim, and they eventually paid some.
Then they went back on their own damage and restoration estimate (which included air handler replacement), cutting their payment nearly in half AFTER the work was done and denying the air handler unit based on the idea that it started the fire---with no evidence from ANYONE that the fire started here---actually have unanimous statements that the fire started next to the unit, not in it.
Answered the same set of questions over and over again. Currently waiting on them to give specific reasons for the drastic cuts they made in their own estimate when it came time for payment. Currently pursuing settlement with Foremost through the Appraisal Process.
Avoid doing any business with this company!"
2008-11-21 13:59:58 EST
"Agent sold high priced policy with no coverage for loss."
2009-01-21 15:33:20 EST
"Motorcycle insurance - VERY UPSET - Was told the policy would be 100/month, then they messed up my paperwork, 3 months later I get a bill for 1300 due and pay now or will be cancelled, and the montly is 500/month!!! Was not notified and when I called to find out what was going on, I got hung up on after being told their paperwork mess ups are my issue/fault, and to pay or just cancel. VERY UNPROFESSIONAL!!! I work for Harley and WILL NEVER refer ANYONE to this company!!!"
2009-02-26 11:08:19 EST
"Just got a quote on my 2009 custome pro-street. $2040.00yr Only paid $18,800 for the bike! No Thanks I'll keep looking!"
2009-03-24 15:49:05 EST
"Foremost was there the next week after Hurricane Frances. They were extremely fair and when we had a health issue related to mold Foremost paid out the limits of the policy. We needed them again after Hurricane Wilma. This time much less damage but same great service. "
2009-04-16 07:08:11 EST
"Extremely slow to respond. Will not return phone calls. 3 months to settle fire loss which they told me in first week was a total loss. I had to get and pay for estimate to replace showing it was indeed a total loss. Finally got check but had to spend a great deal of time. It was clear that these folks will not pay without significant pressure."
2009-05-04 16:05:16 EST
"I will NEVER recommend anyone to this company! My house burnt down over two months ago and they still wont settle. They always have some excuse as to why the check isnt there. Ive been left practically homeless. They say they will cover your additional living expenses and I havent seen a penny from it. They (adjuster) wont answer your phone calls nor will he call you back. "
2009-06-16 14:14:53 EST
"will not listen to cause, made up mind not to cover before looked at"
2009-11-19 11:21:10 EST
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