Lines of Insurance:
Long Term Care, Disability

States licensed to sell insurance in:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

Type of Insurance Company: Mutual

Name of Parent Company:
The Guardian Life Insurance Co. of America

Company Overview:

Company History: Merged with the Guardian Life Insurance Company in 2001.

Principal Methods: Products are sold through a nationwide network of Guardian Life Insurance agents. Internet initiation of contact available.

Health Business: Berkshire offers coverage in the areas of Disability, Business Disability, Home-based Business Ownner's and Long Term Care insurance.

Company Rating:
Best Insurance Reports: A+
Url of page rating was collected: http://www3.ambest.com/ratings/FullProfile.asp?BL=0&amb=7409&AltNum=13247409&AltSrc=4
Best Rating: A.M. Best rating: A+ (superior)

Company Financial Status:
Assets & Premiums: 2005 assets (parent): $24.8 Billion
2005 revenues (parent): $325 Million