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Review: Guardian |
Company Information
Company History: Founded in 1860, The Guardian Life Insurance Company of America is the fourth largest mutual life insurance company in the United States. As of December 31, 2005, Guardian had $24.8 billion in assets, more than 5,000 employees and 2,900 financial representatives, and over 80 agencies nationwide.
The Guardian Life Insurance Company of America, based in New York City, adopted its current title in 1918 and was fully mutualized in 1945. The Guardian Life Group includes The Guardian Life ... |
Survey Results
Overall, how satisfied are you, with Guardian?
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Contact Information
Company Contact Info:
President Dennis J. Manning
7 Hanover Square
New York, NY 10004
212-598-8000 |
Comments
"Guardian seems to enjoy reviewing medical bills and deciding on the amount they are going to pay, then leaving the balance to you. I'm battling them over a $2800 balance they decided not to pay on a hospital bill. Of course the hospital expects me to pay it, and Guardian says they're not going to despite me having an annual out of pocket maximum of $1000. I pay more for healthcare now than I did with Anthem."
2008-05-27 13:30:16 EST
"Very difficult to talk with and deal with directly. Very unfreiendly. I was trying to investigate an exclusion I had on my policy, and try to change it. Wrong information given by insurance agents, beligerant attitude (go away, we're done with you) from the adjuster. Refused to consider a letter from a doctor that said that their analysis of a medical report was wrong. So beware before you sign on the dotted line. Once they have a signature, it is not possible to make any adjustments.
This being said, they have the best definition of disability of any disability insurance company."
2008-02-06 11:24:58 EST
"Pays claims fast. Great customer services"
2008-02-03 11:22:19 EST
"they are our employer based dental coverage - they get out of a lot of claims because all dental care HAS TO be provided by a dentist - who has a dentist that works weekend and holidays? - so they essentually take 365 worth of premiums and provide about 166 days worth of coverage. Seems ok if you don't have a dental problem outside of the work week. Denied all coverage of abcessed tooth during christmas holidays (dentist was on vacation for three weeks) provided by emergency room (only medical provider available)."
2008-01-06 09:50:30 EST
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