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Guardian Review

Guardian Company Information

Customer Rating:
Rating: 1.570 Reviews Guardian has received an average of 1.5 stars out of 5 based on 70 user reviews.

Company History:
In 1860 The Germania Life Insurance Company of America was formed by 21 businessmen. The company changed its name to the Guardian Life Insurance Company of America in 1917. The Guardian Life Group includes The Guardian Life Insurance Company of America, The Guardian Insurance and Annuity Company, Inc., and Berkshire Life Insurance Company of America as well as some additional subsidiaries and affiliated companies. A 2001 merger with Berkshire Life Insurance Company added distribution and capabilities in th..Read More

Lines of Insurance:
Health, Long Term Care, Life, Disability

States licensed to sell insurance in:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

Guardian Satisfaction Survey

Overall, how satisfied are you, with Guardian?


Contact Information for Guardian

Company Contact Info:
President/CEO   Deanna M. Mulligan
7 Hanover Square
New York, NY 10004
212-598-8000

Guardian Reviews and Customer Comments

"This company requires crown replacements be covered only if they are over 10 years old. Thier patient notations on claims is not very clear."
Commented on 2014-08-17 17:38:19 EST
"After working as an executive for nearly 30 years and seldom using a sick day let alone needing disability it happened I became disabled. Guardian is absolutely awful and completely unprofessional to deal with. They are great at marketing but MIA when it comes to honoring a claim. They lose your documents don't return calls continue to drain you with requests for additional documents. It is clear their objective is to wear you down and not honor their contractual obligations. Run don't walk if you are considering this company. They prey on people who are at their weakest and often most difficult times of life. There's no doubt it's in their DNA and strategic focus to find any way possible not to pay a claim. I'm shocked someone like Buffet would ever be involved. IAlso have Gieco and they couldn't be more different than Guardian not perfect but at least reputable and honest the opposite of their sister company. "
Commented on 2014-07-12 01:16:34 EST
"Guardian sucks"
Commented on 2014-04-21 10:15:24 EST
"Agents don't respond by the time they state on letters sent to me always unnecessary delays especially when employer backs employee claim"
Commented on 2014-04-18 11:13:13 EST
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