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Review: EMC
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Company Information

Lines of Insurance:
Auto, Life, Homeowners

States licensed to sell insurance in:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY



Type of Insurance Company: Stock

Name of Parent Company:
Employers Mutual Casualty Company

Insurance subsidiaries:
EMC National Life Insurance Co.

Company Overview:

Company History: Employers Mutual Casualty Company, (parent) established in 1911, is headquartered in Des Moines, Iowa. EMCI was formed in 1974 and became publicly held in 1982.

Principal Methods: Independent insurance agents sell EMC policies (80% commercial, 20% personal.)

Life Annuity Business: EMC sells life and annuity policies through its subsidiary, EMC National Life Insurance Co.

Auto Business: EMC sells Auto, Motorcycle and Inland Marine coverage.

Homeowners Business: EMC sells Homeowners, Dwelling and Personal Liability Umbrella coverage.

Special Business: EMC sells Property/Casualty, Liability, Workers Comp insurance and Reinsurance for small- and medium-sized businesses.

Company Rating:
Best Insurance Reports: A-
Url of page rating was collected: http://www3.ambest.com/ratings/FullProfile.asp?BL=0&amb=346&AltNum=190346&AltSrc=4
Best Rating: A.M. Best rating: A- (excellent)

Company Financial Status:
Ticker Symbol: EMCI
Assets & Premiums: 2006 Assets: $3 Billion
2006 Premiums: $1.136 Billion



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