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Lincoln Financial Group Review

Lincoln Financial Group Company Information

Customer Rating:
Rating: 1.5135 Reviews Lincoln Financial Group has received an average of 1.5 stars out of 5 based on 135 user reviews.

Company History:
Founded 1905 in Philadelphia, PA...Read More

Lines of Insurance:

States licensed to sell insurance in:

Lincoln Financial Group Satisfaction Survey

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Contact Information for Lincoln Financial Group

Company Contact Info:
Chairman/CEO   Jon A. Boscia
1500 Market Street, Ste. 3900
Philadelphia, PA 19102-2112

Lincoln Financial Group Reviews and Customer Comments

"Have paid into std and ltd insurance with them for over a year. Diagnosed with stage 3 cancer. Worked 6 months during treatments Until my doctor gave me an ultimatum And told me if I kept working I would not beat this. Been off work since December. Immediately filed through my human resources for std. Initial paperwork returned immediately. Until I harassed them by phone and e-mail I never got a response. Then was told my doctor did not send the paperwork. the doctor gave me dates and confirmation numbers. When these were sent to Lincoln My records magically appeared within 5 minutes. Then my claim had to be investigated in case it was pre existing. When they could not force that to happen they said that I was approved for 28 days Jan-Feb. And that is all that was allowed for my condition. from there I have to at my own expense more medical documentation to send in and have been told that records from my position will not be considered without medical testing to uphold their opinion. Last day worked was early Dec. Toto I have received one check At the end of March for a total of 750. I have been told my claim is closed and that I should be able to go back to work. I am still having the same treatment. I am NOT in remission. Someone should tell our government at Lincoln Financial can cure stage 3 cancer in 28 days. I do not have the energy to continue with this paperwork run around and I think that's the point. They make it as hard as possible for you at a time when you are the most vulnerable and weak. I cannot wait to drop this policy. I've paid more to have this policy then they have paid on my claim Which I also think is the point. I have gone 3 months with no income. I have shut off notices for all of my utilities And will be lucky if DHS Can help me Before my utilities are shut off Or I lose my apartment. My landlord has let me stay here rent free To try to help. I have worked since I was 14. I have two degrees including a masters. I have been forced into our governmental welfare system By this company when I thought I was planning for my future by investing in this company. Immoral crooks. do not invest any money in this company you are far better to put away some money in a savings account so that when you needed the money is there because Lincoln will leave you hanging out to dry no matter how sick you are and laugh about it all the way to the bank."
Commented on 2014-03-29 14:30:18 EST
"I have been at my job 18 years. Paid short term and long term disablity premiums but cannot get money out of them. I had surgery December 10th have only received two checks I was out of work nine weeks. They decide when your body should heal and you should work. They are in the business of bad faith do not pay and I will certainly drop them and spread the word. DO NOT USE LINCOLN FINANCIAL GROUP. DO NOT WASTE YOUR TIME OR MONEY. IF YOU HAVE THEM HIRE A LAWYER. "
Commented on 2014-02-27 10:29:28 EST
"Ah insurance you've got to love it. These vampiric agencies of doom prey on the weak and laugh all the way to the bank. But that is insurance. They are in the business of making money and paying claims doesn't make them any money. Doesn't matter which one you have.My luck has me with Lincoln Financial Group. Hmm doesn't sound anything like a short term disability insurance company does it? Sounds more like an investment banker. Act more like it too. Just as others have said delays delays delays. We need more xyz...oh we already have it So sorry. We'll call you right back WEEKS later I'll get voice contact due to MY repeatedly calling and demanding to talk to my "benefit specialist". All I can say is that I've been disabled for 6 months and not received a check yet despite all the doctor notes etc. being complete and turned over to them. This experience has shown me that I'm better off WITHOUT STD. If I just put some away I'll be far better off. I can assure you that I'll pay my own claim Don't waste your money. I'll be dropping the second this claim is paid. In the meantime I am contacting a lawyer to look at options. I am not the sort to let thousands of dollars just slide. Disabled or not."
Commented on 2014-02-21 17:18:44 EST
"I was receiving ltd for 3 yes then denied even though I have a terminal illness get an attorney when dealing with these thugs."
Commented on 2014-02-21 09:35:43 EST
"Very unprofessional filed claim and was approved then one month later received a letter stating I was no longer qualified to receive LTD benefits even though SSD approved me and nothing had changed on my medical case. Left me no choice but to hire an attorney. Have filed 2 appeals now going to federal court....."
Commented on 2014-01-25 05:44:11 EST
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