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Complaint 17 of 20 in "Fault and No-Fault Issues"
Insurance Carrier: Neff Auto Insurance
My boyfriend was driving my car (with me in the passenger seat), when he hit another car. My insurance is saying that they will pay for my car to be fixed but will not pay to fix the other party's car. My boyfriend's insurance says that my insurance is responsible for paying for both cars to be fixed, through the law. I have no idea what the law says about this situation. So the question is "Is my insurance supposed to pay for both car to be fixed if someone besides me was driving the car?"
Insurance Expert Answer:
If he has auto liability insurance his company normally would pay while he's driving another car. If your company paid first, it would go after him and his carrier for subrogation.