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Insurance Carrier: Federal Blue Cross / Anthem Blue Cross
State: Kentucky

Consumer Complaint:

Is my dependent, (college student) daughter's baby covered under my medical insurance? I will be claiming both of them on my taxes as they will both be my responsibility.


Insurance Expert Answer:

You'll have to read the policy, as its specific language governs, but generally the baby would not be, at least after 30 days from birth. While the policy may cover your dependent child, I doubt it would also cover your grandchild except possibly right after birth.