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Insurance Carrier: Argus And Allstate
State: Florida

Consumer Complaint:

In June 08, I renewed my car and homeowners insurance thru Allstate. On 8/11/08 Argus submitted an insurance bill to my mortgage co. for $2,005.52. I did not approve this policy and they had no right to submit any bill on my property. I have been trying to work thru my insurance agency below, Allstate, Wortham and Associates.


Insurance Expert Answer:

Mortgages require the homeowner and auto loans require the car owner/borrower to have insurance. If you don't get it on time the lender can take insurance -- known as forced insurance -- out at your expense. I am not sure if that's what happened here or not. I suggest that you deal with your mortgage company and ask why they got it and paid it, and explain that you had continuous coverage with Allstate if that's the case.