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Auto Insurance Question from Hoernerstown, Pennsylvania

Asked on 10/29/2019.   This question has received 173 views.
Do you have to have a driver’s license issued in the state of Pennsylvania in order to have a car insured there.   I am in the process of moving to another state where I will become a permanent resident. Since I still own a residence in Pennsylvania, I would like to maintain an insured car there for my visits.

Answer given on November 3, 2019


Most automobile insurance companies do not care where the driver's license is from, especially if you own property in the state in question, and the car is garaged in that state.

You can check with your auto insurance company about this issue. If you are insuring another car in the new state, and using the same insurance company, they should be agreeable to the situation, since you have a reasonable point for keeping the license in the current state, whether it is your principal residence or not. In any event they should be able to check on your driving record in any state, so they can keep up with your driving record in either or both states.  

By keeping both vehicles insured with the same insurance company you may also be eligible for a multi car discount even if the cars are in separate states.



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