Ask An Insurance Pro - Question and Answers

Answers to your Insurance Questions - Ask Your Question

Auto Insurance Question from Marshville, North Carolina

Asked on 6/18/2019.   This question has received 62 views.
In North Carolina, If your parents take you off their insurance and you don't have your own policy will your license be revoked?   Can one keep their license if their parents take them off of their insurance.

Answer given on June 24, 2019

If you do not own a car, and you were simply removed from your parent's automobile insurance policy, you should not have an issue with the driver's license being revoked. However, if you have a bad driving record, and are required to provide proof of automobile insurance to the DMV, then you will need to obtain a policy that will meet that requirement. It is often referred to as a "non owned" automobile insurance policy. It is liability insurance for you, in the event that you drive someone else's car.

If you own a car, and you were removed due to your driving record, or because you no longer live at home, you will need to replace the insurance on your car as soon as possible. Usually the registration of the car is suspended, not necessarily your driver's license, unless, again, you are required to provide proof of insurance due to your driving record. You can check with your DMV office to see what may be required to keep your license valid.

NOTE: The IMPORTANT NOTICE below is a part of this answer!

IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and AS IS. It has not necessarily been reviewed by the management staff of nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on to represent you.