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Auto Insurance Question from East Selah, Washington

Asked on 10/28/2019.   This question has received 164 views.
No proof of insurance ticket   I got a ticket for no proof of insurance. I have insurance on the car but didn’t have liability at the time. If I added liability the same day will I be fine or still get in trouble for the ticket- please help

Answer given on November 3, 2019


Often times a "no proof of insurance" ticket received is considered a "fix it ticket". In that case, you can often get the ticket dismissed if you can show proof of the liability insurance with a notice from your insurance company, or some other evidence of insurance.  It's not clear how you can have insurance on the car if you didn't have liability insurance on it. Very few, if any, insurance companies will write insurance for physical damage (collision and/or comprehensive) without also writing liability insurance.  

If you received another ticket at the time of the lack of liability insurance, that ticket will most likely stay on your record.  In any event the lack of proof of insurance should not affect your insurance rates, even if the courts refuse to dismiss the ticket.



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