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Auto Insurance Question from Arlington, New Jersey

Asked on 1/29/2015.   This question has received 6262 views.
How will paying a ticket for expired inspection sticker affect my insurance rates?   In New Jersey will paying a ticket for having an expired sticker (In NJ the statute is 39:8-1) raise my rates (Im paying a lot per month already due to some previous violations). Or should I try to fight the ticket and maybe plead to something less that wont show on my driving record. I need to know asap because the due date for payment is soon. thanks!!

Answer given on March 31, 2015


Auto insurance rates are affected by moving violations and at fault accidents that occur. A ticket for an expired registration will not affect your insurance rates. It will probably show up on your driving record, but since it is not a moving violation, the insurance company will not consider this regarding your insurance premiums. Some insurance companies will charge you for using a mobile device, such as a cell phone and some will also charge you for using a carpool lane illegally. Of course, cost of the ticket for the expired registration will be a cost you must pay as well as paying for the registration and the late charges you may incur.

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