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Auto Insurance Question from Boston, Massachusetts
Answer given on May 28, 2019
Each state has differing laws about insurance for drivers, but most will allow another person in the household to not be listed as a driver on the unrelated person's auto insurance policy. There are restrictions and they can be extreme.
If your fiance has his own car and own insurance, your insurance company should be willing to not list him on your policy. You provide proof of the other insurance and they should be satisfied. Ask your agent or insurance company about this. If that does not work, and you are both comfortable with this option, you can exclude him from your insurance policy. This would mean that if he were to use your car for ANY reason, there would be no insurance on your car. If he were to cause an accident in your car, that could create a huge liability issue for you, and a possible large financial loss. He will probably need to sign the exclusion, acknowledging that he is not covered if he drives your car for any reason.
NOTE: The IMPORTANT NOTICE below is a part of this answer!
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