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Auto Insurance Question from Apollo Beach, Florida
Answer given on October 23, 2018
If you were in an auto accident that was not your fault, the other driver's insurance company should pay for all of the damages. Your insurance company should not be involved. If some of the damages are mechanical, the other insurance company should pay for those repairs as well as the "physical damage" to your car. You should be talking to the other adjuster rather than your own insurance company about the problem. If the mechanic says the problems with the mechanical issues are a part of the insurance damage, then the other insurance company should be willing to pay for those repairs.
Even if your insurance company were to agree to pay the damages you are seeking from them, there would be a deductible, which would probably eat up any money they would be willing to pay. Go after the other insurance company for those repairs, not your insurance company.
NOTE: The IMPORTANT NOTICE below is a part of this answer!
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