Ask An Insurance Pro - Question and Answers
Answers to your Insurance Questions - Ask Your Question
Homeowners Insurance Question from Oak Park, Illinois
Answer given on July 13, 2010 by DC
The standard homeowner policy covers water damage to your home if the sewer backs up, such as a toilet overflowing. However, many policies exclude sewer and water damage if the backup occurs outside of the home. If the sewer system of your town, or in your area backs up and backs up into your home the insurance policy may not cover it. You can purchase additional protection for this type of water damage for a nominal cost. If the sewer back up is excluded on your policy, I recommend you speak with your insurance agent and ask about adding this additional protection.
The option would be to try to get payment from the sewer company for any damages caused.
NOTE: The IMPORTANT NOTICE below is a part of this answer!
|« Return to Question List||View More Illinois Questions »|
|« View More Homeowners Insurance Questions||View More Illinois Homeowners Questions »|
What Options Or "Riders" Are Available?
I Was Stopped Behind Another Car At A Traffic Light And A Third Car Hit Me From Behind, Pushing My C...
What are property related risks?
What Are The Types Of Standard Packaged Insurance Policies?