Long Term Care Insurance Center

Long Term Care Insurance Q & As

Question 8 of 12 in Basics
I can buy nursing home insurance. Is that the same as a long-term care insurance?
Nursing home insurance is generally thought of as the predecessor of long term care insurance. Today it is possible to purchase a long term care insurance policy that only provides benefits when the insured is confined in a nursing home. It’s important to consider, however, if that is where the policyholder would want to be if he or she were well enough to stay at home and receive care.