Long Term Care Insurance Center

Long Term Care Insurance Q & As

Question 2 of 13 in Long-term Care Policy
What activities are included in the adls (activities of daily living)?
Technically, ADLs refer to the triggers that would indicate that benefits might become payable. The broadest definition would include ambulating (walking), bathing, continence, dressing, eating, transferring to or from a bed or wheel chair, and using toilet facilities. The actual ADL's that are considered and the number needed to trigger benefits vary from policy to policy.