Long Term Care Insurance Center
Long Term Care Insurance Q & As
Question 4 of 13 in Long-term Care Policy
How does a comprehensive policy differ from a non-comprehensive one?
In a comprehensive policy, benefits are paid for service delivered in nursing facilities, assisted living facilities, adult day care centers, or at home. However, you may elect a reduced level of benefits for care received outside of a nursing home. A non-comprehensive policy restricts the benefits to services that are provided in nursing facilities.