Long Term Care Insurance Center
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Long Term Care Insurance Q & As
Question 5 of 13 in Long-term Care Policy
How soon do I get benefits?
In order to receive benefits, two or three factors must be considered. First, you require assistance with the (activities of daily living) the "ADL(s)" or "cognitive impairment(s)." Those conditions trigger benefits. Second, you must satisfy the "elimination period". Finally, if you do not have a "comprehensive policy", you must receive assistance in a nursing home or similar facility.