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Long Term Care Insurance Center

Long Term Care Insurance Q & As

Question 1 of 9 in How Much Does It Cost
How are premiums calculated?
This depends on a variety of factors, including geography, level of care needed, and the setting in which care is provided. Nursing homes are the most costly -- as much as $150 per day. That amounts to about $55,000 per year. Daily skilled care performed in your home by a visiting nurse might cost about half of that.

For other factors affecting cost, see "What Are the Factors I Should Consider In Analyzing My Need For Coverage?"