Health Insurance Center

Health Insurance Q & As

Question 4 of 7 in Individual Health Care Policies
I am self-employed. Is there a hope to find reasonably priced coverage?
If you basically healthy, not yet eligible for Medicare, it might be thriftier to purchase a policy through a trade union or professional association. Another option is to buy a non-HMO policy that has a large deductible, a low premium, and save on out-of-pocket costs.

A better option would be to call other self-employed folks and ask them to steer you to insurers who have fair and well-priced coverage. Don’t leap, though, at every policy pitch; you don’t want to be broke within a year of two of paying outrageous premiums.