Health Insurance Center
Health Insurance Q & As
Question 4 of 6 in Collecting Claims, Dispute Resolution And Denials
How does the health care ombudsman role work?
Virtually every state has an ombudsman that, at least in name, is supposed to help you settle problems or, if you're hard to insure, find coverage. This may work more in theory than in practice but it's worth a try. Contact your state capital insurance department.