Health Insurance Center

Health Insurance Q & As

Question 3 of 5 in Health Insurance Decisions For Single Parent
My under-aged daughter is pregnant. Will my grandchild also be covered on my group plan?
Are you going to raise your grandchild? If not, your daughter would remain the legally responsible parent and you should try to help her get the child enrolled in Medicaid or your State’s program for children. If you are going to take responsibility for the child, take the appropriate steps to become the legal guardian of your dependent grandchild. The insurance company can only extend coverage to a legally adopted or placed dependent child. Coverage begins when the child is legally placed in your home, so if you are going to raise your grandchild, handle this correctly rather than informally. Now is the time to consult an attorney!