Health Insurance Center
Health Insurance Q & As
Question 3 of 3 in Health Insurance Decisions For Married Couples
I am expecting a baby soon and I just found out that my doctors group left my medical plan. Do we have to get a new doctor to deliver our baby?
"Continuity of Care" is the phrase you need to find in your health insurance policy description. Most of the time anyone in advanced stages of care (pregnancy, cancer, even a recent concussion or broken bone) is protected from the struggle to find new physicians instantly. Generally, the new plan will be required to honor the payment for a limited time even if the doctor is not in the new network. Get a copy of the health insurance policy and read the "continuity of care" section.