Health Insurance Center

Health Insurance Q & As

Question 3 of 3 in Health Care Reform Of 2010 For Employed Insured Single
Believe in alternative medicine. Will I get anything out of this health care reform of 2010 at all?
Two areas of the 2010 health care reform law might be of interest. First, very specific preventive care procedures will be covered at 100%. This takes effect upon plan renewal unless the employer and carrier make no changes ("grandfathered plans") other than rates. Secondly, certain types of benefits that have previously had annual limits, such as Physical Therapy, Psychological Counseling, or Drug Rehab, will be treated without internal limits. If you believe in Wellness, you might be interested in the fact that small employers (fewer than 25 employees) will be able to apply for a grant to offer Wellness benefits.