Travel Insurance Center

Travel Insurance Q & As

Question 7 of 42 in Overview
Do I need something other than my normal health insurance plan for traveling outside the U.S.?
To answer this question, you need to check with your own health insurance company. Many health insurers do not cover international health coverage. A spokesperson for the Health Insurance Association of America has been quoted as saying that only about 5% of American travelers have health insurance coverage while traveling abroad. Even when traveling within the United States or to U.S. territories like Puerto Rico, Virgin Islands, etc., full coverage may not be available under many plans.

For business-related travel, you should check with your employer to find out if you are covered under a travel insurance plan for employees.