Travel Insurance Center

Travel Insurance Q & As

Question 17 of 42 in Overview
What are some reasons for canceling my trip that would generally be covered under airline trip cancellation coverage?
Your prepaid expenses would likely be covered by your travel insurance plan if you are prevented from taking your trip by reasons such as:

1. Sickness, injury or death to you or your traveling companion, or a close family member of you or your traveling companion

2. A strike or severe weather that causes the airline or other common carrier to stop all service for a specified period of time (often 4 days or more)

3. Fire, flood or other unforeseen event that destroys your home or your travelling companion’s home, or burglary of your home or your traveling companion’s home within a specified number of days before the start of your trip

4. Criminal assault against you or your traveling companion within a specified number of days before the start of your trip

5. Terrorist attack in a city you are scheduled to visit within a specified number of days before the trip is to begin

6. Your unavoidable requirement to appear as a witness in a court case (not involving your travelling companion), or if you must be present for jury duty, or if you are detained for other unforeseen causes such as being highjacked or subjected to a medical quarantine

7. You or your travelling companion are called to emergency military duty (usually for a national disaster but not a war)

8. You or your travelling companion are prevented from taking the trip because of a traffic accident on the way to the departure point

9. Your trip is cancelled by the travel company

You should read carefully all the provisions of the coverage to know exactly what you are buying.