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EMC Review

EMC Company Overview

Customer Rating:
Rating: 1.513 Reviews EMC has received an average of 1.5 stars out of 5 based on 13 user reviews.

Company History:
The Employers Mutual Casualty Association of Iowa (EMCA) was founded in 1911 with John A. Gunn elected as the first president. The company originally offered 9 lines of insurance. The EMCA renamed the company the Employers Mutual Casualty Company in 1924. In the 1930's the company began to expand across the midwest. In 1953 EMC went International, in 1955 the company began to offer property insurance, and by 1969 EMC offered insurance in all 50 states. Now EMC was listed by Forbes as one of the top 100 Most..Read More

Lines of Insurance:
Auto, Life, Disability, Homeowners

States licensed to sell insurance in:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

EMC Satisfaction Survey

Overall, how satisfied are you, with EMC?



  1. Please select your insurance company from the following list:

  2. What insurance policy/policies do you have with this company?
    (select all that apply)
    Auto   Home   Health   Life   Other

  3. How long have you had a policy with this company?
    Less Than 1 Month
    1 to 6 Months
    6 Months to 1 Year
    1 to 3 Years
    Over 3 Years

  4. Overall, how satisfied are you, with your insurance company?
    Extremely Satisfied
    Very Satisfied
    Somewhat Satisfied
    Unsatisfied
    Very Unsatisfied

  5. How likely are you to renew your insurance policy/policies with this insurance company?
    Definitely
    Probably
    Might or Might Not
    Probably Not
    Definitely Not

  6. Would you recommend this insurance company to your friends and family?
    Definitely
    Probably
    Might or Might Not
    Probably Not
    Definitely Not

  7. Have you ever had occasion to file a claim with your company?
    YES   NO

  8. Please provide any comments about your insurance company that would be useful to other consumers.

                 


Contact Information for EMC

Company Contact Info:
Chairman of the Board   Stephen A. Crane
717 Mulberry Street
Des Moines, IA 50309
515-280-2511

EMC Reviews and Customer Comments

"this insurance company is not at all customer freindly there is not to give out info to there clients even though it asked for . i wouldnt ever use this comapny again"
Commented on 2016-09-03 17:57:28 EST
"We have been with EMC for some time now and we had the experience to file a couple of claims one was a auto claim and the other was a homeowner claim. On the auto claim my wife was involved in an accident and hit by an unlicensed driver who the insurance company for that car was Geico. The other driver was arrested on scene for no license.Although they paid the claim the car should have been totaled. A Kia Soul with 9800 dollars damaged should have been totaled. After paying the claim they dropped us from Auto. Within the last three months we had a major hail storm. All neighbors had roofs replaced. My roof was only 4 years old. They allowed for a new roof and such but depreciated the claim by 9% for only being 4 years old. I was told after I did repairs I would get depreciation check. So I did all repairs and now they are not sending me the check. They refuse stating they overpaid me?? Also back in May they raised my deductible from 1000 to 1500 per occurrence by slipping a piece of paper in my policy renewal. However no agent contacted us"
Commented on 2014-10-01 14:24:55 EST
"After 9 years of policy holding with no losses 2 claims denied and refused to renew. After the second claim was filed they denied the claim refused to renew my policy increased premiums and decreased the coverage for my property. I have filed a complaint with the state commissioner not much of a help at all. The only thing EMC agreed on was to renew the policy but the renewal is not in place yet. My insurance expired on 7/1/2014 and it is 7/14/2014 I have not received any renewal paperwork or know at this point if I have a coverage. Very scammy business to deal with. I am looking for an attorney to help me. "
Commented on 2014-07-14 13:43:25 EST
"This company is horrible we had to file a claim because we bought the extra ins for equipment breakdown and its been a week and still nothing from the adjuster who was the rudest person ever... I will be changing insurance company's for sure...Do not use this company..."
Commented on 2013-06-11 09:48:29 EST
"We filed a claim on our roof after a hail storm. We were denied after getting the run around becuase "it is normal wear and tear". This seemed odd since three other houses on our block filed a claim with their insurance and got the roof replaced. We even got the claim our neighbor filed to show that this was not a normal wear and tear. They still denied us and will not return our call. This is going on about 3-4 months. I have filed a complaint so we will see. "
Commented on 2012-06-23 09:06:21 EST
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