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Golden Rule Review

Golden Rule Company Overview

Customer Rating:
Rating: 1.5109 Reviews Golden Rule has received an average of 1.5 stars out of 5 based on 109 user reviews.

Company History:
Golden Rule Insurance Company was founded in Lawrenceville, IL in 1940. In 2003 the company merged with UnitedHealthcare Company. Today Golden Rule Insurance serves over 25 million customers. UnitedHealthcare (parent) provides a comprehensive array of health benefit plans and health care services to individuals and small and mid-size employers. ..Read More

Lines of Insurance:
Health, Disability

States licensed to sell insurance in:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

Golden Rule Satisfaction Survey

Overall, how satisfied are you, with Golden Rule?



  1. Please select your insurance company from the following list:

  2. What insurance policy/policies do you have with this company?
    (select all that apply)
    Auto   Home   Health   Life   Other

  3. How long have you had a policy with this company?
    Less Than 1 Month
    1 to 6 Months
    6 Months to 1 Year
    1 to 3 Years
    Over 3 Years

  4. Overall, how satisfied are you, with your insurance company?
    Extremely Satisfied
    Very Satisfied
    Somewhat Satisfied
    Unsatisfied
    Very Unsatisfied

  5. How likely are you to renew your insurance policy/policies with this insurance company?
    Definitely
    Probably
    Might or Might Not
    Probably Not
    Definitely Not

  6. Would you recommend this insurance company to your friends and family?
    Definitely
    Probably
    Might or Might Not
    Probably Not
    Definitely Not

  7. Have you ever had occasion to file a claim with your company?
    YES   NO

  8. Please provide any comments about your insurance company that would be useful to other consumers.

                 


Contact Information for Golden Rule

Company Contact Info:
CEO   Richard A. Collins
7440 Woodland Drive
Indianapolis, IN 46278-1719
(317) 715-7111

Golden Rule Reviews and Customer Comments

"Guardian Dental is one of the most unprofessional insurance companies that I have ever had to deal with. As you may have read in the other complaints, Guardian is excellent in giving you the baitswitch tactics, the total run around. This is no joke - they don't care. I have had over 6 calls, 3 appeals and still no satisfaction. Bottom line - they do not want to pay out on claims. I have done everything they requested for the appeal and still get the same message, not approved with some clinical reviewer coming up with a blanket statement. I am in the process of contacting the Department of Insurance to make a formal complaint. Good luck getting any satisfaction from these folks, they don't care or they will give you the run around just to get you off the phone. Bottom line - they just don't care - all they want is your premium money period. I'm not giving up, I will be fighting this to the end"
Commented on 2018-09-11 15:46:39 EST
"Don't have their insurance but received a claim denial today 10/7/14 for a prescription back in 12/2013. I believe the entire company is a scam."
Commented on 2014-10-07 15:22:06 EST
"They charge a lot and pay very little."
Commented on 2014-07-23 13:31:20 EST
"Why does this insurance company called themselves an insurance company Golden Rule covered nothing They only gave adjustments How are they not going to cover anything but charge a high premium after month I am still paying off medical bills because of this idiotic company I should file a lawsuit against them for extortion "
Commented on 2014-07-18 20:55:40 EST
"Most terrible company ever."
Commented on 2014-06-27 14:32:43 EST
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