"We had four drivers, four cars and a home insured with Oregon Mutual. Rates had incresed with each addtional teen driver and vehice as expected. This year we received notice that our rates were increasing over 500 because of credit reports that Oregon Mutual had received from Trans Union. A call to Trans Union reported that nothing was out of the ordinary and that they did not show anything adverse in our credit that they would find need to report. Oregon Mutual representatives told us that they did not have any way to change this and that we should talk to our agent. Our insurance agent has no way to take a credit report to Oregon Mutual but trying to explain this to Oregon Mutual representatives got nowhere. They would not or could not explain why they reported to us that our credit had problems and why this nonexistent problem was raising our rates. Consequently, our agent found us better insurance at lower premiums. Oregon Mutual was a good insurer during the time we were with them, but I would seriously suspect and question rate increases if your situation remains the same."

"Worse insurance, I have never had in m life"

"I do NOT recommend Oregon Mutual. I had a homeowner's policy with Oregon Mutual for almost 10 years, and never had a claim of any kind. None. After getting a quote from a different company, which would save me 110year, I decided to change companies. So, I notified Oregon Mutual in writing that I wanted to cancel my policy on the effective date of the new policy. Well, an e-mail from the new company reaffirming my purchase of the new policy went astray - so I asked my agent to arrange for the old policy with Oregon Mutual to be reinstated, to prevent me from possibly having a brief lapse in coverage. My agent and I were both astonished, and a little angry, that the underwriter at Oregon Mutual vindictively refused to reinstate a policy which still had 3 months of coverage remaining, because they knew I was leaving Oregon Mutual. DO NOT BUY INSURANCE FROM THIS VINDICTIVE, PETTY COMPANY."

"I don't negotiate monthly premium but when a claim is filed I have to fight to get them to pay even 70% of the loses. Then they cancel you too bad."

"Oregon Mutual has been pro-active in the area of quality service and customer satisfaction seems to be a priority for them."