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Constitution Life Review

Constitution Life Company Overview

Customer Rating:
Rating: 1.030 Reviews Constitution Life has received an average of 1.0 stars out of 5 based on 30 user reviews.

Company History:
Founded 1929, now an established provider of Life and Health insurance programs for Senior Citizens...Read More

Lines of Insurance:
Health, Life

States licensed to sell insurance in:
AL, AZ, AR, CA, CO, FL, GA, IL, IN, IA, KY, LA, MI, MS, MO, MT, NE, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WI

Constitution Life Satisfaction Survey

Overall, how satisfied are you, with Constitution Life?



  1. Please select your insurance company from the following list:

  2. What insurance policy/policies do you have with this company?
    (select all that apply)
    Auto   Home   Health   Life   Other

  3. How long have you had a policy with this company?
    Less Than 1 Month
    1 to 6 Months
    6 Months to 1 Year
    1 to 3 Years
    Over 3 Years

  4. Overall, how satisfied are you, with your insurance company?
    Extremely Satisfied
    Very Satisfied
    Somewhat Satisfied
    Unsatisfied
    Very Unsatisfied

  5. How likely are you to renew your insurance policy/policies with this insurance company?
    Definitely
    Probably
    Might or Might Not
    Probably Not
    Definitely Not

  6. Would you recommend this insurance company to your friends and family?
    Definitely
    Probably
    Might or Might Not
    Probably Not
    Definitely Not

  7. Have you ever had occasion to file a claim with your company?
    YES   NO

  8. Please provide any comments about your insurance company that would be useful to other consumers.


                 


Contact Information for Constitution Life

Company Contact Info:
Chairman   Richard Barasch
1001 Heathrow Park Lane, Ste. 5001
Lake Mary, FL 32746
800-789-6364

Constitution Life Reviews and Customer Comments

"Used to be a fine company, no problems until recently when they were taken over by another company. Now, nothing but problems. Non payment of legitimate claims, unapproachable service dept, no response to questions. had to file a complaint with the Florida Dept. of Insurance for help. Better off with a different company"
Commented on 2019-08-20 07:37:16 EST
"My husband and I have a medical policy with this company which we have had for8 years. We have no complaints with their claims payment. Our problem is with the billing dept and some of the customer service people. When they switched customer service to India payments were removed twice in one month from our checking account which over drew it. Some how when they returned service to the US things became messed up again.We had to send copies of our checking account to verify all payments had been made. We sent 2 years worth. They still maintain that my policy is one month behind. Last month we switched to paper bills in hopes we could straighten things out. Wrong I received 32 bills for the month of June but none for my husband. I sent payments with separate checks for both with the policy number on the bills and name change. Two days ago I received two more bills for myself for June and one for my husband for July with. A 30.00 rate increase.I called customer service because it had been 16 days and the checks had not cleared the bank. They told me to call back in 10 days. I asked to talk to someone in billing and accounts and was told they have no phones Our premiums have over tripled in 8 years. You ask why we stay We have pre-existing conditions and can get no other medigap plan. We can only switch to an Advantage plan. As a retired RN I know there a big difference in coverage and choice with them and problems if you travel out of state. Would I recommend this company to anyone No,my only hope is that a company that is better organized buys them."
Commented on 2019-07-31 07:12:19 EST
"1.Mismanaged a medicare supplement claim which Medicare payed their portion 80%of and they Transcapitaldidn't for their portion.20% 2. virtually impossible to contact them at their contact number to resolve the issue resulting in getting billed from the doctor for services they are responsible for."
Commented on 2019-07-22 12:09:58 EST
"Rude, incompetent customer service."
Commented on 2019-06-19 19:08:32 EST
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