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Investors Heritage Review

Investors Heritage Ratings and Company Information

Company Rating:
Best Insurance Reports: B+
Url of page where rating was collected:
http://www3.ambest.com/ratings/entities/

Best Rating: A.M. Best rating: B+ (Good)

Type of Insurance Company: Stock

Name of Parent Company:
Investors Heritage Capital Corporation

Insurance subsidiaries:
Franklin American Life Insurance Company
Regal Life Insurance Company
Great Atlantic Life Insurance Company

Company Overview:
Company History: Heritage Life was founded in Lexington Kentucky by Harry Lee Waterfield in 1960. In 1963 Kentucky Investors, Inc. purchased a majority of the stock. The company now focuses its products in three markets: Ordinary life market, Financial institution market, and pre-need and final expense market.

Principle Sales Methods: Independent agents, brokers and funeral directors.

Life Annuity Business: Investors Heritage offers whole life, term insurance, heritage youth protector, and credit life insurance.

Special Business: Investors Heritage also sells Preneed Funeral Planning and Final Expense policies.

Company Financial Status:
Assets & Premiums: 2013 Assets: $563,608 million
2013 Revenue: $80,120 million

Lines of Insurance:
Life

States licensed to sell insurance in:
AL, AZ, AR, CO, FL, GA, IL, IN, KS, KY, LA, MD, MI, MS, MO, MT, NE, NM, NC, ND, OH, OK, PA, SC, SD, TN, TX, UT, VA, WV

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