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Combined Review

Combined Ratings and Company Information

Company Rating:
Best Insurance Reports: A+
Url of page where rating was collected:
http://www.combined.com/2310_ratings.html

Best Rating: A.M. Best rating: A+(superior)
Standard & Poor's: AA-

Type of Insurance Company: Stock (parent)

Name of Parent Company:
ACE Group

Insurance subsidiaries:
Combined Life Insurance Company of New York

Company Overview:
Company History: Combined Insurance was founded in Chicago in 1922 by W. Clement Stone. In 1963 Combined began to expand to Europe.In 1980 the Combined International Corporation was formed and in 2008 the company was sold and became a part of the ACE Group.

Principle Sales Methods: Career agents

Life Annuity Business: Combined Insurance offers Family Life Protector and Golden Advantage Protector (a limited benefit whole life insurance policy for older individuals).

Health Business: Combined insurance offers short term disability insurance, accident and sickness insurance, medicare supplemental insurance,and supplemental health insurance which includes: critical care protector, cancer care protector, and cancer protector.

Company Financial Status:
Ticker Symbol: ACE
Assets & Premiums: 2013 Premiums written: $554 million
2013 Invested assets: $1.735 billion
2013 Total Assets: $1.94 billion

Lines of Insurance:
Health, Life, Disability

States licensed to sell insurance in:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, VI, WA, WV, WI, WY, CANADA

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